To provide adequate and timely credit support from the banking system to the farmers for their cultivation needs and to improve farmers’ accessibility to bank credit for production purposes, the credit delivery mechanism is being simplified and more flexibility in the use of credit. Kisan Credit Card (KCC) is being introduced for the above purpose has its own importance. KCC scheme was introduced in 1998-99 as a credit delivery mechanism for crop loans. It is now being enlarged to include term loans for agriculture and allied activities including a reasonable component to meet consumption needs. The present study was conducted in Maheshwar block of Khargone district of M.P. Proportionate random sampling method adopted in 150 KCC users of 10 villages were selected. Overall impact on agriculture development dimensions and production”, the higher number of beneficiaries realized medium impact of KCC confronted by 42.00 per cent followed by 34.00 per cent beneficiaries realized high impact of KCC and 24.00 per cent beneficiaries realized low impact of KCC.
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